Buying a shared-ownership home does not mean compromising on quality or location.

Homes are available in posh postcodes as well as up-and-coming, grittier parts of inner London and suburban high streets; at fashionable riverside developments, in glamorous new skyscrapers, converted heritage buildings and smart housing estates in the commuter belt.

Increasingly, city planners are demanding affordable housing is integrated with more-expensive private housing, so flats are for sale at swish developments where open-market homes cost seven-figure sums.

Often shared-ownership homes are built by the same private developer for the housing association and are identical in specification to the ones for outright sale.

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